Valley Credit Union is excited to announce that for the seventh year in a row, an “Ownership Dividend” has been shared with members. Valley CU, based in Salem, is a not-for-profit, cooperative credit union, owned by the 6,107 members using its services. With no stockholders to pay, Valley reinvests its earnings right back to the members, in the form of benefits such as fewer fees, better interest rates, and Ownership Dividends.

This dividend is a way to recognize the credit union’s valued members and to thank them for their contribution to the continued success of Valley. The $300,000 dividend payout was based on the member’s usage of a checking relationship, and savings and borrowing activity during 2025. In addition, a special “legacy” dividend was given to all members who have had a relationship with the credit union for at least 20 years.

The majority of the credit union’s members -- 65% -- received an ownership dividend and the average payout was $75.56. These funds were deposited into the member’s ownership account which currently earns 4.00%.

“As a credit union, we are focused on providing value to our members who are also our owners. We have a history of offering competitive rates, low fees and great service”, said Valley Credit Union President and CEO Pat Force. “In 2025, we had great success in helping our members with their savings and borrowing needs. Valley is financially stable and maintains a very high net worth ratio of greater than 13%. We’re proud to again share this special dividend with our members”.

Valley Credit Union has been serving people who live and work in the areas surrounding Salem, Oregon since 1930.