When you log into Online Banking for the first time after our upgrade, you will be required to enter your EXISTING Login ID and Security Code (see below).
Your LOGON ID is your existing online banking login ID. Your Logon ID must contain at least 6 characters. If your login ID is less than 6 characters, you must enter leading zeros to make it the minimum 6 characters.
Your SECURITY CODE is the word security in lower case letters + the last 4-digits of the Primary Account Holder’s Social Security Number.
Example: If the last 4-digits of the Social Security Number are 1234 then your Security Code is security1234
You will be prompted to change your Security Code after first time login in.
If you experience an “unable to validate” error message, then you should delete cookies and cache from your browser. You can also try the login on a different browser. Deleting Cookies and Cache is usually found on your browser’s settings under “privacy”.
You can use personal loans for several different things. You can use them to plan your next vacation or invest in yourself. Maybe you want to consolidate debt that has a higher interest or need a little extra cash to cover emergency expenses. Whatever your needs, Oregon personal loans can give you the flexibility and support you’re looking for.
If you’re looking for an approved loan in Salem, Oregon, we can help. Get the funds you need with trusted and helpful service from your local neighborhood credit union.
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Need cash for something big, or just a little breathing room?
Our personal loans in Oregon come with low rates and flexible terms, and you can use them for whatever you want. Planning a trip? Need to cover medical bills? Want to roll multiple debts into one manageable payment? Apply for a personal loan and make it happen
Valley Credit Union offers some of the most trusted personal loans in Salem, Oregon.
Access funds anytime. No need to reapply.
Think of a line-of-credit loan like an emergency fund or a safety net for your finances. You’ll be approved based on your creditworthiness, and once your line of credit has been approved, you can borrow money whenever you need it. It’s perfect for unpredictable expenses.
Looking for a flexible loan in Salem, Oregon? This might be the right fit for you.
Build credit with loans backed by your own savings.
These Valley loans are backed by your own Valley Credit Union savings. They’re a great option to build or repair credit while still earning interest on your savings account.
These Valley First Credit Union personal loans are an excellent choice if you’re hoping to build credit with low risk.
When life throws you a curveball, we’re here to catch it.
The Lifeline Loan is a quick, hassle-free option for unexpected expenses. This is one of our most accessible no-credit-check loans in Oregon, designed to give you fast, same-day help when you need it most.
We’ve got your back in times of crisis.
Our disaster relief loans help members impacted by wildfires or other emergencies with up to $2,000 at 0% interest. Because helping our members is what we’re all about!
Don’t worry, we’re here to help!
Feel free to call or text us at (503) 364-7999 or contact us online. You can also speak with us personally at our branch in Salem, Oregon.
Check out our loan calculator if you’d like to see what your monthly payment amount would be.
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Anyone who is a member in good standing can apply. Some loans, like our lifeline loan, require at least 12 months of membership.
Many of our loans can be processed and funded the same day you apply, depending on eligibility and application timing.
Not always. Our lifeline loan doesn’t require a credit check or underwriting. Other loans may involve a credit review to determine rates and approval.
Yes! You can apply online for most personal loans. If you prefer, you can also call us at (503) 364-7999, contact us online, or visit us at our Salem branch.
A personal loan is a lump sum with a fixed repayment schedule. A line of credit gives you flexible access to funds you can borrow from as needed, based on your credit. It’s great for emergencies or ongoing expenses.
Almost anything! Common uses include debt consolidation, travel, medical bills, home repairs, or covering unexpected costs. Feel free to contact us to help you find the best fit.
Use our loan calculator to estimate your monthly payments based on the amount, term, and interest rate. Or reach out, we’re happy to walk you through it!
*APR = Annual Percentage Rate. The interest rate a member pays is based on the member's credit worthiness, credit history, loan-to-value ratio and term of the loan. Loan terms may vary depending on amount borrowed and credit history. All rates are subject to change at any time. Membership requirements apply.
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