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The Credit Union Difference

Credit Unions and Banks

  • Both are regulated by federal and state agencies.
  • Both have deposits federally insured up to $250,000.
  • Both provide a wide array of financial services.

The Credit Union Difference

Credit Unions

  • Member-owned, not for profit financial cooperatives
  • Profits shared with members
  • Decisions made with members in mind
  • Better rates and lower fees

Banks

  • Owned by shareholders, for profit financial corporations
  • Profits benefit the shareholders
  • Decisions made with shareholders in mind
  • Rates and fees not as desirable

Credit Unions exist because people like to feel a part of something that adds value to themselves and others. Our heritage is people helping people.