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Financial Tips

Financial Tips

Everything You Need To Know About Interest on a Car Loan

Learn how car loan interest works, how it’s calculated, and what affects your rate. See real examples and reasons why you should consider a credit union. 

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Home Equity Line of Credit (HELOC) vs. Home Equity Loan

Understand the differences between HELOCS and home equity loans, what they’re used for, and how you can decide which one is best for your personal circumstances.

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Do I Need An Auto Loan Cosigner?

Not sure how a cosigner can help on auto loans? Our helpful guide will tell you the process and requirements for getting your auto loan cosigned. Get started!

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11 Reasons to Choose a Credit Union for Boat Financing

Explore boat financing options, loan terms, and interest rates. See why credit unions are a smart choice for affordable, flexible boat loans in Oregon.

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What is a Balance Transfer and When Is It a Good Idea?

Balance transfers can be a great way to pay less interest and get out of debt faster. Learn more today!

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The Advantages & Disadvantages of Joining a Credit Union

Delve into the world of credit unions. Discover key pros and cons of membership as we explore interest rates, customer service, and accessibility aspects.

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Will An Auto Loan Improve My Credit Score?

Paying an auto loan on time has a positive impact on your credit score and credit history. Learn more about how an auto loan could help raise your credit score.

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10 Reasons to Refinance Your Mortgage With a Credit Union

Discover why credit unions offer better refinance mortgage rates and terms. Learn why you should refinance your home loan with a credit union like VCU!

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What are the benefits of a CD ladder? CD Ladders Explained

A CD ladder is a straightforward savings strategy that can reap secure, predictable returns. Let Valley Credit Union help you!

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How to Use Credit Cards to Your Advantage

Credit cards have many advantages. They offer flexibility, help you build credit, and often come with some pretty great rewards.

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