Skip to main content


Choose The Best Credit Union Checking Account For You

When you open a checking account with Valley Credit Union in Salem, Oregon, you’ll experience the credit union difference immediately! But what exactly is the credit union difference? We differentiate ourselves from the traditional banking model by putting our members first.

Our Credit Union Checking Account Options In Salem, OR

No matter your lifestyle, we have a checking account for you! With our current offerings, you can rest assured you’ll find the account that best fits your checking style.

Everyday Free Checking — the free checking account that works for everyone

Our most popular checking account, perfect for those individuals who are new to a credit union or may be new to checking entirely or are tired of their current bank. We’ll get you started on the road to financial success!

Elite Premium Checking — making your money work smarter not harder

Reach your financial goals with a checking account that earns you money with APY and APR returns. For individuals who need to keep their money safe and secure while earning dividends back. Check out our current rates!

Our staff is truly invested in your personal success, be it with your VCU membership or your personal goals. Sleep soundly at night knowing your money stays safe with us.

Our Checking Account Debit Cards Make Personal Banking Easier And More Secure

When you choose VCU for your checking account, you'll receive one of our Mastercard debit cards. Our credit union debit cards come with excellent benefits and the most up-to-date security features:

EMV Chip, added security for our cardholders

Technology that is the global standard for credit card and debit card payments. This technology features payment instruments (cards, mobile phones, etc.) with embedded microprocessor chips that store and protect cardholder data.

Apple Pay, Google Pay & Samsung Pay

Apple Pay, Google Pay & Samsung Pay are a convenient and secure way for you to use your Valley credit and debit cards with your phone. Through a specific app for each phone, you can pay with your phone in person, online, or in an app quickly. If you enjoy the ease of using your phone and carrying fewer objects with you, this is a great way to safely and securely use your cards. There is also the availability within these apps to include your favorite store rewards cards and gift cards. Upload each of these types of cards within your specified mobile wallet app.

Our Credit Union Checking Account Features Available At Your Fingertips

Your checking account should be more than just a place you keep your money. Opening a credit union checking account with VCU entitles you to our unique set of account benefits:

  • Access to 30,000+ surcharge free ATM’s through the Co-Op network (no withdrawal fees wherever you are)
  • Unlimited ATM/POS transactions
  • Free overdraft protection
  • Discount on automatic payments on loan through Valley Credit Union
  • 24-hour access to online banking and online bill pay
  • Go green with paperless statements
  • Unlimited check writing
  • One-on-one consultations
  • All services are available online

Don’t Be Just An Account Number

Become a Checking Member