When you log into Online Banking for the first time after our upgrade, you will be required to enter your EXISTING Login ID and Security Code (see below).
Your LOGON ID is your existing online banking login ID. Your Logon ID must contain at least 6 characters. If your login ID is less than 6 characters, you must enter leading zeros to make it the minimum 6 characters.
Your SECURITY CODE is the word security in lower case letters + the last 4-digits of the Primary Account Holder’s Social Security Number.
Example: If the last 4-digits of the Social Security Number are 1234 then your Security Code is security1234
You will be prompted to change your Security Code after first time login in.
If you experience an “unable to validate” error message, then you should delete cookies and cache from your browser. You can also try the login on a different browser. Deleting Cookies and Cache is usually found on your browser’s settings under “privacy”.
When you open a checking account with Valley Credit Union in Salem, Oregon, you’ll experience the credit union difference immediately! But what exactly is the credit union difference? We differentiate ourselves from the traditional banking model by putting our members first.
No matter your lifestyle, we have a checking account for you! With our current offerings, you can rest assured you’ll find the account that best fits your checking style.
Our most popular checking account, perfect for those individuals who are new to a credit union or may be new to checking entirely or hate their current bank. We’ll get you started on the road to financial success!
Reach your financial goals with a checking account that earns you money with APY and APR returns. For individuals who need to keep their money safe and secure while earning dividends back. Check out our current rates!
Our staff is truly invested in your personal success, be it with your VCU membership or your personal goals. Sleep soundly at night knowing your money stays safe with us.
When you choose VCU for your checking account, you'll receive one of our new Mastercard debit cards. Our credit union debit cards come with excellent benefits and the most up-to-date security features:
Our cards are equipped with CardValet, a debit card fraud mitigation and management tool that enables cardholders to control when, where and how their card is used, providing peace of mind when it comes to knowing your money is safe.
Technology that is the global standard for credit card and debit card payments. This technology features payment instruments (cards, mobile phones, etc.) with embedded microprocessor chips that store and protect cardholder data.
No card? No Problem. CardFree Cash gives our account holders convenient, easy access to cash at thousands of ATMs nationwide – no card required.
Apple Pay, Google Pay & Samsung Pay are a convenient and secure way for you to use your Valley credit and debit cards with your phone. Through a specific app for each phone, you can pay with your phone in person, online, or in an app quickly. If you enjoy the ease of using your phone and carrying fewer objects with you, this is a great way to safely and securely use your cards. There is also the availability within these apps to include your favorite store rewards cards and gift cards. Upload each of these types of cards within your specified mobile wallet app.
Your checking account should be more than just a place you keep your money. Opening a credit union checking account with VCU entitles you to our unique set of account benefits:
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