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Why Valley

Message from the Board Chair and CEO

In 1930, Salem Postal Credit Union (SPCU) was formed to provide competitive and convenient financial services, while maintaining sound, financial practices. At first, SPCU served only members in Salem but in later years changes were made to allow postal employees in the 973xx zip codes to join.
In 1957, Salem General Credit Union was started to serve employees and family members of the hospital and in 1968 the name was changed to Salem Hospital Credit Union. In 1976, the field of membership was opened to other health care facilities and renamed Valley Health Credit Union (VHCU). In 1981, VHCU purchased the property at 2096 Mission and the credit union has been located here since that time.
In 1996, these two credit unions that were financially strong, engaged in the Salem
Community and located within a mile of each other made the decision to merge their operations. Our current board and staff are proud to carry on the legacy that has been built during the past 90 years.
Today, the financial services landscape continues to change, and we remain diligent to ensure that our service delivery is personal and professional and the products we offer are relevant to you, our member. Valley Credit Union is invested in our community. All our volunteer board members and employees live and work in the Salem area. Decisions that impact the operations of Valley and our service to you are made here at 2096 SE Mission Street in Salem.
Thank you for your membership,
R‚Äčob Kansky, Board Chair
Pat Force, President & CEO


PERSONABLE - Home Town Feel

The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.

  • We always answer the phone!
  • You're never a number with us, we know you by name
  • We treat you how we would want to be treated
  • We listen to the members needs and build a plan from there
  • Everyone is welcome here
  • Once a member, you're always a member at Valley

ACCESSIBILITY - Our Network is Big

Valley extends member services across the country. So whether you're at home or abroad you can get it all done with greater ease.

  • 5,600 Shared Branching Locations Nationwide
  • 30,000 Surcharge-Free ATMs Nationwide
  • Remote Deposit
  • 365 days 24/7 Online Access
  • Mobile Banking
  • Online Banking
  • Online Bill Pay
  • Depository ATMs
  • Convenient Local Access
  • Drive-Up ATM

COMMUNITY - We Love Salem

Valley has donated to Salem. Partial list of recipients:

  • Family Building Blocks
  • The American Cancer Association
  • Willamette Humane Society
  • Salem Health Foundation 
  • Liberty House
  • Mid Valley Literacy Center
  • Boys & Girls Club of Salem
  • The Marion-Polk Food Share
  • Union Gospel Mission
  • Garten Services
  • Local Schools, Clubs and other public organizations

LOANS - Great Rates with Personal Service

Valley wants you to reach your financial and life goals, which is why we offer our members low rates and exceptional services.

  • Best rates in Salem!
  • Promotions to help members gain more and pay less
  • We'll work with our members to get the best rates and terms to fit their needs and budget.
  • Skip-a-Pay program to relieve stress and increase fun
  • Unmatched member service - We work for you!

SECURITY- Your Money is Safe Here

Valley takes preventative steps to ensure that our financial services are secure and dependable.

  • Personal Account Monitoring
  • Insured by NCUA
  • Highly trained staff on fraud and member security
  • SSL Web Encryption

MEMBERSHIP- You Are the Owner

All for one and one for all.

  • We're a not-for-profit cooperative
  • We're entirely member owned
  • No large corporate salaries
  • No stock-holders means higher dividends paid to members
  • Members get better loan rates
  • No hidden fees

Become a Member