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Savings

Individualized savings accounts for individual lives

When you open a savings account with Valley Credit Union, you’ll become apart of our family, and family always comes first. Find out how we differentiate ourselves from the traditional banking model.

Opening a savings will open up your possibilities. Learn what comes along with a credit union savings account:

  • Federally insured savings accounts insured up to $250,000 by the National Credit Union Administration.
  • Your money earning daily dividends which are calculated, compounded, and credited monthly.
  • 24-hour access to any of your account information with online banking, our mobile app, or our audio teller system.
  • All savings and deposit accounts earn daily dividends with unlimited deposits and withdrawals.
  • Access to our helpful staff, who are here to answer any of your savings account questions, by phone or in person or online. Making your banking experienced tailored to you.

Learn more about our credit union savings accounts

No matter what you need, we have a savings solution for you! Whether you’re trying to save for college, start a nest egg, or have bigger goals in mind, we’ll find the right account to get you where you’re going.

Membership shares

Our entry level and most popular savings account, perfect for individuals who are new to a credit union or savings in general. All you need to maintain is a balance of $5 and you’ll have access to our membership benefits.

Club accounts

Special accounts designed to help you work towards a specific goal. With no account minimum these are easily customizable and flexible to save money for whatever life throws at you. Our member often use them for:

  • Christmas
  • Vacations
  • Taxes
  • Education
  • Rainy day fund

Whatever the occasion, there is a club account for it!

High yield shares

These accounts are great for people who want to earn money off their savings, but may need to access it at any time.

High yield shares earn higher dividends than our membership shares account or club accounts, without tying up your money. If you are interested in opening a high yield shares account, contact one of our branch representatives today. They will guide you through the details; from opening deposit amounts to minimum balance requirements.

Investor plus

The highest interest earning savings account we offer. There are some additional requirements needed to open this account, but don’t let this deter you. This is your ‘set it and forget it’ account, put your money in a safe place and watch it grow. Contact one of our branch representatives today and see if the investor plus account is right for you!

Make your own path, we’ll help guide you!

We’ll help you open the savings account that best suits your future needs; sit back and relax while your money works for you. Call today to get the ball rolling, open a new savings or transfer an existing account.

Become a Savings Member