When you log into Online Banking for the first time after our upgrade, you will be required to enter your EXISTING Login ID and Security Code (see below).
Your LOGON ID is your existing online banking login ID. Your Logon ID must contain at least 6 characters. If your login ID is less than 6 characters, you must enter leading zeros to make it the minimum 6 characters.
Your SECURITY CODE is the word security in lower case letters + the last 4-digits of the Primary Account Holder’s Social Security Number.
Example: If the last 4-digits of the Social Security Number are 1234 then your Security Code is security1234
You will be prompted to change your Security Code after first time login in.
If you experience an “unable to validate” error message, then you should delete cookies and cache from your browser. You can also try the login on a different browser. Deleting Cookies and Cache is usually found on your browser’s settings under “privacy”.
At Valley Credit Union, our top priority is helping you reach your financial and life goals. Our auto loans are flexible and convenient and our community-based approach allows us to connect with you one-on-one, offering low rates and exceptional service tailored to your individual needs. Whether you’re hoping to buy your kid their first car, looking for a fuel-efficient vehicle for commuting, or finally pulling the trigger on that brand new sports car, choosing Valley Credit Union gives you the options you need to buy the car you’ve been dreaming about.
Securing an auto loan doesn’t have to be stressful or complicated. Here at Valley Credit Union, we’ve streamlined the auto loan process to make it simple and straightforward. We care about each and every one of our members and serving their individual needs. We’ll always prioritize your goals as we work with you to build the right plan. We understand that life can be complicated.
When you choose one of our credit union auto loans, you can take advantage of the amazing benefits we offer:
We offer free rate quotes and take your needs, goals, and questions seriously -- we’re always here to help! If you’re ready to get the auto loan you need to add a new or used car to your life, call us today or use our streamlined electronic application process!
Part of what sets Valley Credit Union apart from other lenders is our commitment to flexibility. From signing options to payment plans, we’ll work with you to develop terms that meet your specific needs, situation, and lifestyle.
Buy a vehicle yourself, have your parents cosign to secure a lower interest rate, or purchase a car with your partner. We can help you explore your signing options to help you get the lowest rate possible.
We also offer flexible payment plans, from small monthly payments to large yearly deposits and everything in between. Payment options include:
When you choose to fund your vehicle purchase with an auto loan from Valley Credit Union, you get more than just a great rate and flexible payment options. You’ll also gain access to professional auto consulting and brokerage services through our partnership with Auto Mentors.
With over 100 years of combined experience, their team can help you find the car you want at a price you can afford. Avoid the hassle of car lots and dealerships and let the experts do the work for you.
*Special Promotional Terms: Upon loan approval, current and new Valley CU members who refinance a qualifying loan currently financed elsewhere to Valley Credit Union become eligible to receive: 1. Immediate Cash Rebate equal to 1% of the approved loan value; and, Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, and quads. Minimum loan amount to qualify for special terms: $2,000; Maximum cash back allowed is $250 per loan and $500 per membership. These special, promotional financing terms may end at any time. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Note: the promotional cash rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Valley CU required to be eligible for this special offer. **120-Days No Payments (interest will continue to accrue during the 120-day period)
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