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Financial Tips

Financial Tips

Lifeline Loan - A Loan For When Life Throws You a Curveball

When life throws you a curveball, keeping up on financial commitments can be challenging. We understand this and are proud to offer a Lifeline Loan. Learn more!

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Your Guide to Car Financing & Refinancing With a Credit Union

Learn about the car financing & refinancing process, whether you need a new car loan or want to lower your car payment by refinancing with a credit union!

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What is a Balance Transfer and When Is It a Good Idea?

Balance transfers can be a great way to pay less interest and get out of debt faster. Learn more today!

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Open Your Eyes to a Credit Union

Valley Credit Union is participating in a campaign to raise awareness about the benefits of credit unions. Credit Unions are able to offer many perks. Learn more!

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How to Build Your Credit with a Credit Card

What card you choose, your credit limit, how much you spend, and more affect your credit. Learn the best ways to build your credit with a credit card!

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How to Use Credit Cards to Your Advantage

Credit cards have many advantages. They offer flexibility, help you build credit, and often come with some pretty great rewards.

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When Paying Bills with Credit Cards Makes Sense (and When It Doesn’t)

Paying bills with a credit card makes sense in many situations, but it isn’t always your best option. Here’s how to decide when it makes the most sense.

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What to Know When Considering a Home Equity Line of Credit

Are you considering getting a HELOC to pay for a home improvement project, school tuition, or other expenses? Here’s what you should know before you apply.

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Home Equity Line of Credit (HELOC) vs. Home Equity Loan

Home Equity Lines of Credit(HELOC) and Home Equity Loans are both valuable resources that can provide financial flexibility. Learn which one is right for you!

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Home Equity Lines of Credit: Pros and Cons and How to Get One

Home equity loans let you borrow against your home's value, but you must place the property as collateral. Learn more about the pros and cons of HELOC.

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