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Financial Tips

Financial Tips

Oregon First-Time Homebuyer Programs and Grants

Thinking about buying your first home in Oregon? Here is a look at the state loans, local grants, and savings accounts that can help with upfront costs.

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The Safety of Credit Unions: How They Protect Your Finances

Discover the security measures credit unions employ to safeguard your hard-earned money, providing peace of mind while ensuring financial stability.

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When Paying Bills with Credit Cards Makes Sense (and When It Doesn’t)

Find out when paying bills with a credit card works in your favor, which bills are a good fit, and how to choose a card that keeps more money in your pocket.

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How to Find the Right Student Loans in Oregon

Figuring out how to pay for school? Learn how to navigate federal loans, private loans, and Oregon financial aid options with guidance from Valley Credit Union.

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7 Smart Ways Homeowners Are Using HELOCs (That Aren’t Just Remodels)

Discover 7 smart ways to use a HELOC, from debt consolidation to investing. Find the right strategy and learn how to make your home equity work harder for you.

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Everything You Need To Know About Interest on a Car Loan

Learn how car loan interest works, how it’s calculated, and what affects your rate. See real examples and reasons why you should consider a credit union. 

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Home Equity Line of Credit (HELOC) vs. Home Equity Loan

Understand the differences between HELOCS and home equity loans, what they’re used for, and how you can decide which one is best for your personal circumstances.

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Do I Need An Auto Loan Cosigner?

Not sure how a cosigner can help on auto loans? Our helpful guide will tell you the process and requirements for getting your auto loan cosigned. Get started!

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11 Reasons to Choose a Credit Union for Boat Financing

Explore boat financing options, loan terms, and interest rates. See why credit unions are a smart choice for affordable, flexible boat loans in Oregon.

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What is a Balance Transfer and When Is It a Good Idea?

Balance transfers can be a great way to pay less interest and get out of debt faster. Learn more today!

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