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Financial Tips

Financial Tips

The Advantages & Disadvantages of Joining a Credit Union

Delve into the world of credit unions. Discover key pros and cons of membership as we explore interest rates, customer service, and accessibility aspects.

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Will An Auto Loan Improve My Credit Score?

Paying an auto loan on time has a positive impact on your credit score and credit history. Learn more about how an auto loan could help raise your credit score.

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10 Reasons to Refinance Your Mortgage With a Credit Union

Discover why credit unions offer better refinance mortgage rates and terms. Learn why you should refinance your home loan with a credit union like VCU!

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What are the benefits of a CD ladder? CD Ladders Explained

A CD ladder is a straightforward savings strategy that can reap secure, predictable returns. Let Valley Credit Union help you!

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How to Use Credit Cards to Your Advantage

Credit cards have many advantages. They offer flexibility, help you build credit, and often come with some pretty great rewards.

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Debt Consolidation vs Debt Management: Which Is Right for You?

At Valley CU, we know debt can be overwhelming. Here’s everything you need to know if you are considering debt consolidation or debt management. Learn more!

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7 Realistic & Doable Ways to Pay Off a Loan Early

Credit card debt, lines of credit, mortgages, school and car loans. Learn 7 realistic ways to pay these loans of early!

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Why Credit Unions Offer the Best RV Loan Rates

Wondering how to best finance your recreational vehicle? Learn why getting your RV loan from a credit union helps lower your interest rate & monthly payments.

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What Happens If I Can't Afford My Camper Payment?

Learn about your options when you can’t afford your camper payment anymore— selling, surrendering, or refinancing your travel trailer loan for a better rate.

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Credit Union Dividends: Why & How We Give Back to Members

Valley Credit Unions give money back to our members by paying ownership dividends. Learn how credit union dividends work and why we choose to give back.

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