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Financial Tips

Financial Tips

9 Mistakes to Avoid When Making a Large Purchase

It’s not easy to make a major purchase, but you can certainly avoid the most common mistakes. Here are 9 things to think about before taking the plunge.

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A Simple Strategy: Budgeting For Children The Right Way

Is baby on the way? Find out how to create a budget plan with confidence that works for the needs of your family & sets you up for success.

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Used vs. New Auto Loans: Which Is Better For Your Wallet?

When you need a new or used car, your first impulse may be to get a loan. But which is right for your wallet? Read our guide before your important purchase.

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What is a CD Ladder & How Can It Take You to New Investment Heights

A CD ladder is a straightforward savings strategy that can reap secure, predictable returns. Let Valley Credit Union help you!

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7 Realistic & Doable Ways to Pay Off a Loan Early

Credit card debt, lines of credit, mortgages, school and car loans. Learn 7 realistic ways to pay these loans of early!

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Everything To Know Before You Refinance Your Car Loan or Mortgage

Want to cut monthly payments or reduce the balance due for your loan? Refinancing your mortgage or car loan may be an option. Learn more here!

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Get Results With These 9 Credit Card Hacks

Looking to maximize your rewards, avoid paying interest, or boost your credit score? Learn how to get results with these credit card tips and tricks!

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Spending Responsibly — How to Avoid Interest On Credit Cards

Spend responsibly and avoid paying costly interest charges on your credit cards by paying your balance in full every month. Learn more.

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Everything You Need To Know About Interest on a Car Loan

It's important to understand how car loan interest is calculated and what factors affect your rate. Take a closer look at each type of interest.

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The Complete Guide to Refinancing Your Auto Loan

Refinancing your car loan could be one of your best options to pay off your debt faster! Learn everything you need to know about refinancing now. 

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