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Local, Safe, Secure since 1930

Local: Valley Credit Union has been serving people with their financial needs in the Salem area since 1930. Our members, employees and volunteer board live and work in our community. Our sole purpose is to help meet the needs of you, our owner-member.

Safe: Valley is safe and sound and operates with a very strong capital ratio of 12.7% as of December 31st, 2023. Our regulators require us to exceed 7.00% to be considered well capitalized. Since we are a not-for-profit financial cooperative, we answer to you, our owner-member and not shareholders on Wall Street. Our focus is to provide attractive rates, fewer fees and great service. We do this in a safe environment where strong financial risk management practices are followed.

Secure: Valley is a secure place to keep your money on deposit.

  • All deposits up to $250,000 are insured by the federal government through the National Credit Union Administration’s (NCUA) Share Insurance Fund, with other expanded insurance options available. You can get more information on how that works at
  • We offer competitive rates.

There is no better financial partner who will look out for your best interests than a local credit union. Our amazing staff is ready to help you improve your financial wellness.

Thank you for your membership!

Pat Force, President/CEO

Valley Credit Union