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Advantages of Credit Union Mobile Banking with the VCU App

Advantages of Credit Union Mobile Banking with the VCU App

This probably isn’t a newsflash, but you’re living in the Digital Age. So is Valley Credit Union. That’s why we offer you many banking options, like mobile banking via our convenient and secure app.

What Is Mobile Banking & Why’s It Great

First, there was brick-and-mortar banking, then online banking. The most recent addition is mobile banking. Mobile banking — banking via the credit union mobile app — is a modern solution for your most frequent and urgent banking needs.

We’re sure that the more you use the credit union banking app, the more you’ll wonder how you ever went without it.

So what makes the Valley Credit Union Mobile Banking app such a knockout? Its many ease-to-use features provide a ton of functionality. This means it’s packed with benefits for you.

Mobile Banking App Functionality

You won’t be disappointed with all the thoughtful elements we’ve included in our mobile banking app. After all, we created it with you in mind! Among the many tasks you can accomplish with our feature-rich mobile banking app are:

  • See your transaction history
  • Check your account balances
  • Remotely deposit your checks
  • Transfer funds between your accounts
  • Pay your bills
  • Find no-charge ATMs
  • Contact VCU

Advantages of Mobile Banking

Bells and whistles are fine and dandy, but what really carries weight is what the app can do. How can VCU’s mobile banking app create positive impacts in your life?

Here are just some of the benefits of mobile banking that you’ll appreciate:

  • You can do your banking anytime, anywhere.
    Daily life can get chaotic. Having the convenience and flexibility to complete banking tasks on the go or during off hours can help you get everything done in the most efficient manner possible.
  • You’ll be safer.
    In light of the pandemic, using the mobile app means you can do your banking more safely. There’s no need to come in to a physical branch so you’re reducing your contact with others.
  • You’ll get your banking done quicker.
    Mobile banking on our app is a streamlined approach to banking. This saves you time in several ways. For example, you don’t have to drive to one of our locations, stand in line or fill out any forms or slips.
  • Your banking will be more secure.
    When you do your banking on the app you can be in the privacy of your own home, office or car — away from eavesdroppers and wandering eyes.
  • You’ll have yet another way to connect into the VCU system.
    Who doesn’t like options? Sometimes you need the in-person assistance that comes with going into a VCU branch. But other times — probably most times — you want to quickly complete common transactions. In those situations, doing them on the mobile banking app could be your best bet.

Honestly, we can’t think of any legitimate disadvantages of mobile banking.

Is Mobile Banking Safe?

The short answer is Yes. Mobile banking with VCU is safe. Here’s the longer answer, though, so you can be extra comfortable and confident when using our app.

Behind the scenes, the VCU Mobile Banking app uses multiple layers of sophisticated security — such as encrypted SSL technology — to safeguard your personal and financial information. Plus, our tech team is constantly improving the app to incorporate the latest mechanisms to keep your details locked down.

Pro Tip: Remember that mobile and banking security is a team effort. That’s why it’s important that you set a strong password and properly guard it. If your device supports biometric authentication, you can even choose to log into your account using face recognition or your fingerprint.

Credit union member using mobile banking app

How to Get the VCU Mobile Banking App

It couldn’t be quicker or easier to get up and running on VCU’s mobile banking app.

Prerequisite: Active Online Banking Account

To use the Valley Credit Union Mobile Banking app, you must first have an active online banking account. If you don’t, you can learn more about online banking accounts and sign up for one today. Once you’re all set with your online banking account, you’ll be ready to go mobile.

Getting the VCU Mobile Banking App

VCU’s mobile banking app is designed to work on most Apple and Android devices. This means there’s a good chance your phone or tablet is compatible.

With that said, just follow these few simple steps. Repeat for each device onto which you’d like to use the app.

  1. From your device, go to the app store for your Apple or Android.
  2. Download the Valley Credit Union Mobile Banking app.
  3. Sign in and configure the settings to your preferences.

Pro Tip: Be sure to keep your credit union app updated to the latest release version. This way you’ll be able to take advantage of new features that will make your banking experience even better!

Additional Resources

Care to learn more? We’ve prepared these resources to answer all your questions about the VCU app and mobile banking.

If you need additional help, or want to know something not covered in the information above, contact VCU. Our staff members are happy to assist you!

Better Banking with Valley Credit Union’s Mobile App

On that note, we’d like you to know we’re here for you. Even if you take your transactions to the mobile app, the VCU team is still here to support members like you. You can rest assured, mobile banking with VCU still retains all the qualities and charms of traditional banking with us. Our mobile banking app is simply another way for us to show we’re listening and to serve you.

So go ahead, get started with the Valley Credit Union Mobile Banking app today!

About the Author

 Jake Turpin, Vice President of Member Services

Jake Turpin, Vice President of Member Services, recently marked his three-year milestone at Valley Credit Union. With more than 15 years of experience in the industry, Jake continuously seeks to strike the ideal balance between exceptional customer service and operational efficiency. Beyond his contributions to the credit union, Jake dedicates his time to coaching his children in baseball and soccer. And when he's not at the credit union or on the field, you're likely to find him at the gym, maintaining a well-rounded and active lifestyle.

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