The holiday season is here, which means many of us are getting ready for the holiday shopping rush. Whether you’re buying gifts, food and treats for family meals, or just warm clothes for cold nights, your credit cards may be getting more use than usual. A credit card security application can help keep you and your cards safe as you shop.
The Card Valet app is a great option, because it provides credit card security, identity protection, and more control over your holiday shopping and spending.
Protect Against Fraud
If you download the Card Valet app, you can actually turn your credit cards “on” or “off” from your phone. When a card is “off,” no one can use it, and you can easily turn it back on when you’re ready to use it again. In the event that your card gets stolen or misplaced (or you’re concerned about a suspicious transaction) you can turn it “off” immediately, before you even call your bank.
Another way to proactively prevent fraud is to use the app along with your phone’s GPS to limit the range where your card can be used. That way, transactions will be declined immediately if someone tries to use your card anywhere except where you are.
Stay Informed with Alerts
Card Valet has many other features too. For example, it lets you set real-time alerts so you can keep tabs on your personal banking and credit card activity. You can even customize the Card Valet app to send you alerts about purchases based on transaction amount, location, or merchant type -- or to let you know if a transaction has been denied.
Not only is this a helpful credit card security tool, it also makes it easy to keep track of how much you’re spending and where. In fact, you can use Card Valet to monitor all of your family’s cards if you want to.
Set Credit Card Restrictions to Control Family Spending
You have the ability to control when, where, and how different cards are used. For example, if your kids have cards, Card Valet can help you keep their monthly spending in check, kind of like giving them an allowance. You can set restrictions on:
- The amount of money they can spend
- The type of merchants each card can buy from
- The location of the purchase
Make Life More Convenient
The Card Valet app also includes some basic convenience features that are pretty great. You can use it to check your account balances instantly from your phone at any time or place. It’s also extremely easy to review past card transactions whenever you need to.
Have you ever needed to find an ATM quickly? Use Card Valet to search for nearby ATMs when you’re out and about.
Stay safe, secure, and in control this holiday season
We offer our members Card Valet with any Valley Credit Union credit card. All you have to do is download the app on your phone from the Apple App Store or Google Play.
If you’re in the Salem, OR area and you’d like to become a Valley Credit Union member and/or sign up for a credit card, get in touch with us today.