Certificates

We offer a variety of certificate investments for guaranteed higher dividend earnings ideal for a longer-term savings plan.

Share Certificates

All of our Share Certificates may be established as Individual Retirement Account (IRA) Certificates with opening minimum deposits of $1,000 and terms from 1 year to 2 years. Dividends are compounded and paid monthly and may be withdrawn or paid to your share account upon request.

Yield Plus Certificates

One of our most popular certificates, the Yield Plus Certificate requires opening minimum deposits of $500 and terms from 1 year to 5 years. An added feature allows you to bump the rate up once every 12 months of the terms on the account.

Bonus rates are offered to accounts with active checking accounts. Additional deposits are allowed. Dividends are compounded and paid monthly and may be withdrawn or paid to your share account upon request. Yield Plus Certificates may be established as Individual Retirement Account (IRA) Certificates as well as Share Certificates.

Jumbo Share Certificates

Requires opening minimum deposits of $100,000 and terms of 1 year to 5 year. Additional deposits with increments of $50,000 allowed. Dividends are compounded and paid monthly and may be withdrawn or paid to your share account upon request.

Special/Limited Certificate Offerings

From time to time, your Credit Union will have monthly specials or limited offerings for additional options not normally offered with our certificate program. Call for current offerings available.

See our Rate and Fee Disclosures for complete details. Monthly statements provided. All rates offered are subject to change at any time. Call 503 364-7999 for current rates.