When you log into Online Banking for the first time after our upgrade, you will be required to enter your EXISTING Login ID and Security Code (see below).
Your LOGON ID is your existing online banking login ID. Your Logon ID must contain at least 6 characters. If your login ID is less than 6 characters, you must enter leading zeros to make it the minimum 6 characters.
Your SECURITY CODE is the word security in lower case letters + the last 4-digits of the Primary Account Holder’s Social Security Number.
Example: If the last 4-digits of the Social Security Number are 1234 then your Security Code is security1234
You will be prompted to change your Security Code after first time login in.
If you experience an “unable to validate” error message, then you should delete cookies and cache from your browser. You can also try the login on a different browser. Deleting Cookies and Cache is usually found on your browser’s settings under “privacy”.
Are you tired of feeling like just another number at your bank? Do you want a more personalized banking experience? If so, it’s time to switch to Valley Credit Union (VCU), where we prioritize your financial success and treat you like family.
When you become a member at VCU, you will have a completely different experience than you have had in the past. As a community-driven credit union, we truly care about our members. We have your best interests in mind (financial and personal), and we make it a point to get to know you, your family, and your goals.
Whether you need a reliable place to manage your finances, access VCU lending solutions, or conveniently manage your funds online, we make banking easy and personal. Switching from a traditional bank may seem overwhelming, but we’ve worked hard to make it as easy as possible!
Before you begin your membership application, keep in mind that our membership is open to individuals and businesses who live or work in these 4 Oregon counties:
If that’s you, you are eligible to join! We’d love to serve you.
We understand that opening or transferring accounts can feel like a hassle. That is why we have simplified the process into three easy steps:
Start by completing our simple membership application. This one-page form contains all the information we need to welcome you to the VCU family.
Join the VCU family
Once you have submitted your membership application, visit a VCU credit union branch to open your first account. Make sure you bring:
With your account opened, you can quickly set up VCU bank login credentials to start managing your finances online.
From the moment you become a member, you will notice the customer service difference at Valley Credit Union. Whether you are banking online or in person at a branch, we strive to be easily accessible and personable.
We mean it when we say, Welcome to the family! As a member, you’re not just a customer, you’re an owner and part of a community of like-minded individuals. We’re here to help you achieve your financial goals with trusted services like a VCU credit card, checking account, savings account, and flexible VCU online banking options.
Join the VCU Family
No, there is no membership fee. You just need $5 to fund your account when you open it.
Yes, you can start the membership application process online by filling out this form.
As a member, you can open a variety of accounts, including checking, savings, and specialized accounts tailored to your financial needs.
Unfortunately, membership is currently limited to Linn, Marion, Polk, and Yamhill counties. However, you can contact us to discuss any potential exceptions or future eligibility.
Yes, after submitting your application you will need to visit our branch to open your account and provide the necessary documents.
You can access your account online through our website, via the VCU bank app, or by visiting our branch.
Setting up direct deposit is simple. Just provide your employer with your VCU account number and the VCU routing number.
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