When you log into Online Banking for the first time after our upgrade, you will be required to enter your EXISTING Login ID and Security Code (see below).
Your LOGON ID is your existing online banking login ID. Your Logon ID must contain at least 6 characters. If your login ID is less than 6 characters, you must enter leading zeros to make it the minimum 6 characters.
Your SECURITY CODE is the word security in lower case letters + the last 4-digits of the Primary Account Holder’s Social Security Number.
Example: If the last 4-digits of the Social Security Number are 1234 then your Security Code is security1234
You will be prompted to change your Security Code after first time login in.
If you experience an “unable to validate” error message, then you should delete cookies and cache from your browser. You can also try the login on a different browser. Deleting Cookies and Cache is usually found on your browser’s settings under “privacy”.
See how much you could save by consolidating your debt. Use our free debt consolidation calculator to estimate your monthly payments and compare loan options in minutes.
Just plug in your loan amounts, credit card balances, and other outstanding debt, and our credit card debt consolidation calculator will estimate your new monthly payment with a consolidated loan. Try adjusting your terms, loan types, or rate until you find a consolidation plan that fits your needs
Debt consolidation means combining multiple debts, like credit cards, personal loans, or medical bills, into one single loan. You’ll have one payment to manage and, often a lower interest rate.
Many people use a credit card debt consolidation loan calculator like ours to figure out whether a new loan could reduce their total interest and help them pay off debt faster.
If you’re juggling multiple credit cards, loans, or high-interest bills, consolidating your debt could make your life much easier and possibly more affordable. By consolidating your monthly payments into a single loan with a lower interest rate, you can save a lot of money over the course of paying off your debt.
Use our debt consolidation calculator to decide if consolidation makes sense for you.
Consider using a credit consolidation calculator when:
At Valley Credit Union, we’re here to help you weigh your choices, not just plug in the numbers. If you’d like to talk to a local expert about debt consolidation, reach out or stop by our Oregon branch. We're here to help you make a plan that fits your financial future.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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