Credit Union Credit Cards Through Valley Credit Union

Want to transfer your debt and save? Is it time to move away from your high-interest card? Looking for a no hassle credit card? If so, we have the credit card for you!

A Credit Card That Helps You Save

Too many banks bog down their credit cards with hidden fees, making it expensive to have a credit card. At Valley Credit Union, our credit card offers great interest rates as low as 9.00% *APR. Plus, NO Balance Transfer Fees and NO Annual Fees!

Our cards help you save money through:

  • Low rates*
  • No processing fee
  • No annual fee
  • Minimum payment is 3% of the loan balance
  • No cash advance fees
  • No balance transfer fees

We Protect Your Information

When it comes to credit cards, your information needs to be secure. With Valley Credit Union credit cards, our Card Valet gives you the security you need. Card Valet is a debit and credit card fraud mitigation and management tool that enables cardholders to control when, where and how their debit and credit cards are used, ensuring you have full control over your personal banking.

Our credit cards also come with an EMV Chip, which provides added security to our cardholders and is the global standard for credit card and debit card payments. This technology features payment instruments (cards, mobile phones, etc.) with embedded microprocessor chips that store and protect cardholder data.

You Choose Your Rewards!

When it comes to credit card rewards, you want to ensure you’re getting the best reward available. We’ve taken the guesswork out of our credit card rewards with uChoose Rewards, where our members get to choose the rewards they earn.

Our cardholders can select from 3 to 4 million merchandise redemption options, or redeem points for gift cards at more than 100 retailers that cover dining, entertainment, gas, travel and retail purchases. There's even a cash back option! UChoose Rewards makes it easier to get points because cardholders can pool points across all registered cards and accounts.

Choose Valley Credit Union for your next credit card

If you’re thinking of getting a new credit card, don’t hesitate to contact us. We know choosing a credit card can be difficult when there are so many options available. Valley Credit Union is a great option for anyone in the Salem, OR area. Contact us now!

Select the appropriate application: Single Applicant or Joint Applicants



*APR = Annual Percentage Rate. The interest rate a member pays is based on the member's creditworthiness, credit history, and term of the loan. Loan terms may vary depending on amount borrowed and credit history. All rates are subject to change at any time. Membership requirements apply.