Break free of the typical bank loan experience - apply for a new or used credit union auto loan

1% Cash Back on new vehicle, boat and RV loans
-Move an existing loan to Valley
-Borrow funds for a new purchase
-Cash Back is deposited into Ownership Account that earns 3.25% ($500 max)
-No payment for 120 days if desired
Call us today (503) 364-7999 or apply now

It’s your journey – we’ll help get you there

Are you ready to add a new or used car to your life? We offer free rate quotes — Call us today and experience the Valley Credit Union difference for yourself.  Or use our streamlined electronic application process.


We are proud to offer a wide variety of new and used vehicle loans. Whether you need to find a first car for your kids, an economical vehicle for commuting, or that sports car you've had your eye on for a while, we'll work with you to get the loan you need for the car you’ve been dreaming of!

Here at Valley Credit Union, we understand life is unpredictable. That’s why we offer some amazing benefits when you choose to go with our credit union auto loans:

  • Competitive rates
  • Includes cars, trucks, vans, and classic vehicles
  • Financing up to 100% of Blue Book or purchase price
  • Terms up to 84 months
  • Payroll deduction payments
  • No early payoff penalties
  • Auto consultation

We also partner with Auto Mentors to make your car buying experience even easier. When you go through us for an auto loan, you’ll have access to comprehensive auto brokerage services to help take the hassle out of the process.

Apply for a new or used auto loan today and experience the Valley Credit Union difference!

Customize your car loan with Valley Credit Union

We have multiple signing options to meet your needs at the best rate. Get a car for yourself, have your parents cosign for a lower interest rate, or purchase with your partner to meet your family’s growing need.

Auto Loan payment options are flexible too!

  • Automatic (from checking or savings)
  • Cash
  • Military Allotment
  • Payroll Deductions
  • Other (we’ll work with you to find an option that fits your life)

We’ll work with you to set up a payment plan that fits your lifestyle, be that small monthly payments or one big deposit every year and everything in between.