Choose the best checking account for your life

When you open a checking account with Valley Credit Union, you’ll experience the credit union difference immediately! But what exactly is the credit union difference? We differentiate ourselves from the traditional banking model by putting our members first.

Our credit union checking account options

No matter your lifestyle, we have a checking account for you! With our current offerings, you can rest assured you’ll find the account that best fits your checking style.

Everyday checking — the checking account that works for everyone

Our most popular checking account perfect for those individuals who are new to a credit union or may be new to checking entirely, or hate their current bank. We’ll get you started on the road to financial success.

  • $5 minimum deposit to open account
  • No minimum balance, which means no monthly fees
  • No monthly maintenance fees

Elite Checking — making your money work smarter not harder

Reach your financial goals with a checking account that earns you money with APY and APR returns. For individuals who need to keep their money safe and secure while earning dividends back. Check out our current rates!

  • $5 minimum deposit to open account
  • $500 minimum monthly balance
  • $8 monthly maintenance fee
  • 1 box of free checks each calendar year
  • 1 loan processing fee waived every calendar year
  • Preferred rates on CDs
  • Free money orders

Our staff is truly invested in your personal success, be it with your VCU membership or your personal goals. Sleep soundly at night knowing your money stays safe with us.

Our credit union checking account features available at your fingertips

Your checking account should be more than just a place you keep your money. Opening a credit union checking account with VCU entitles you to our unique set of account benefits:

  • Access to 30,000+ surcharge free ATM’s through the Co-Op network (no withdrawal fees wherever you are)
  • Unlimited ATM/POS transactions
  • Free overdraft protection
  • Discount on automatic payments on loan through Valley Credit Union
  • 24-hour access to online banking and online bill pay
  • Go green with paperless statements
  • Unlimited check writing
  • One on one consultations
  • All services are available online

Don’t be a Just an Account Number - Become a Member Today