Married couple laying on the front lawn of their home purchased with a Valley Credit Union home loan.











Valley Credit Union has partnered with Centennial Lending to offer our members exceptional mortgage loan rates, service and convenience. It's easy! Simply apply for your mortgage loan online and let us take care of the rest. Our pre-approval process gives you the peace of mind to go to an open house or meet with your realtor knowing your home loan has been pre-approved through Valley.

As an added benefit, our partner, Centennial Lending offers you the following mortgage resources:

We offer a wide range of mortgage products to fit your needs, including:

  • Fixed Rate Loans
  • Adjustable Rate Loans
  • FHA Loans
  • VA Loans
  • Interest Only Loans
  • Investment Property
  • Bridge Loans
  • Balloon Loans
  • Jumbo Loans




If you have any questions please contact our Member Service team for more information at 503-364-7999 or 800-273-6962.


The interest rate a member pays is based on the member's credit worthiness, credit history, loan-to-value ratio and term of the loan. Loan terms may vary depending on amount borrowed and credit history. All rates are subject to change at any time. Membership requirements apply. For more information, contact the credit union at 503.364.7999.

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